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Tips for FIRST TIME home buyers

Buying a home for the first time can get overwhelming, don't forget to keep to the basics.


•Get a copy of your credit report from your lender, a free copy is available one time annually.
•Get pre approved before house hunting, make sure to have your loan agent review necessary income paperwork.
•If poor credit or low down payment, check if you qualify for an FHA loan.
•Hire an experienced real estate agent
•Learn about your down payment options, source of down payment should be in account at least 2 months prior.
•Budget for all home ownership costs
•Know your debt to income ratio.

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